Thursday, August 18, 2011
HOLY HAIL!! ~ Now what?? - Council Bluffs Hail Storm 8.18.11
WOW! What a storm that was! It hit my neighborhood pretty hard and it sounds as though it was city wide!
You may be asking yourself...
Now what??
If you own real estate be sure to notify your insurance company of potential damage within the next few days.
If you aren't 100% sure whether you sustained damage your insurance company may advise you to first seek a damage assessment from a local contractor to avoid filing an unnecessary claim.
If there is damage you will want to get an exact assessment of damage from a local contractor, and then you will want to share this information with your insurance company.
If a claim is necessary your agent will have an adjustor come out to do their own damage (loss) estimate.
Insurance companies vary on their procedures for filing a claim so be sure to talk with your agent, or refer to their website.
Also important to Remember: AVOID STORM CHASER CONTRACTORS if at all possible. These are contractors that go state to state chasing storms to find work. ALWAYS HIRE A REPUTABLE, LOCAL CONTRACTOR FIRST!!
I have many business contacts in the home contracting trades, so never hesitate to call me for a reference!
~ Tammy
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